Finance Corner With Pelokgale

By Kesaobaka Pelokgale Botswana has long celebrated the idea of community. From shared water wells to local savings groups, our collective spirit is woven into the fabric of society. Nowhere is this more visible than in our cooperatives. These institutions, often small, sometimes fragile, are a lifeline for communities where formal banks hesitate to tread.…More

By Kesaobaka Pelokgale The question is no longer, “What went wrong?” We’ve heard the answers whispered in villages, mumbled in boardrooms, and echoed through stalled projects. Now, we ask something harder: “What must we do to fix it?“ This piece is not about pointing fingers, that part has been made clear enough on who the…More

By Kesaobaka Pelokgale In the belly of Botswana’s tourism economy, where luxury tents rise higher than classrooms and safari trucks pass more frequently than ambulances, lies a truth too many pretend not to see. Behind the roaring lions, the champagne sunsets, and the billion-pula industry, there exists a promise made to our people. A promise…More

By Kesaobaka Pelokgale We have become a society afraid to question, afraid because of “Cancel culture“, understand that I am a firm believer in equality, but woke culture should not distort the meaning of true progress. I grew up watching my mother, move through life like a force of nature, unyielding, resolute, and proud. She…More

By Kesaobaka Pelokgale As someone who has walked the corridors of finance in both the public and private sectors, I write this not only with a sense of professional responsibility but with a heart heavy with concern for our country’s future. The misallocation and misuse of public funds is not just a line item in…More

By Kesaobaka Pelokgale Botswana’s economy has long been celebrated as one of Africa’s great success stories. Fuelled by diamonds and bolstered by prudent fiscal management, our country has enjoyed decades of stability and growth. But beneath this polished exterior lies a growing sense of urgency. Recent economic challenges, high unemployment, inflationary pressures, and slow progress…More

By Kesaobaka Pelokgale Running a small or medium-sized enterprise (SME) is a constant balancing act, where every decision can significantly impact your business’s success and sustainability. As an entrepreneur, you understand the importance of keeping operations smooth and seizing growth opportunities whenever they arise. However, achieving these goals often requires more financial resources than what’s…More

By Kesaobaka Pelokgale In recent years, corporate governance and ethics have become increasingly important in Sub-Saharan Africa as the region continues to experience significant economic growth and development. Ensuring that businesses operate with high standards of governance and ethical behavior is critical to sustaining this progress, attracting investment, and fostering inclusive development. As Sub-Saharan Africa…More

By Kesaobaka Pelokgale In the intricate tapestry of Botswana’s economic landscape, a select few wield significant influence, steering the course of entire industries. These entities, akin to modern-day economic titans, operate within the realm of oligopolies, where power is concentrated in the hands of a privileged few. Much like the ubiquitous board game Monopoly, where…More

By Kesaobaka Pelokgale As citizens of Botswana, we have always been proud of our country’s stable government and thriving economy. Central to its economic resilience is the prudent management of foreign reserves, which plays a pivotal role in safeguarding the country’s financial stability and supporting its economic growth trajectory.. In this short read, we explore…More

By Kesaobaka Pelokgale As an advocate for continuous learning and career development, I often encounter a common question: “Are short online courses worth it?“. In today’s rapidly changing job market, this query reflects the uncertainty many individuals face when considering their professional growth. Let’s delve into the realm of online learning platforms, including Udemy, Alison,…More

By Kesaobaka Pelokgale De Beers Group Auctions is a division of De Beers Group, one of the world’s leading diamond companies. The group is mostly known locally due to it’s partnership with the government of Botswana resulting in the formation of Debswana. De Beers Auctions facilitates the sale of rough diamonds through auctions to a…More

By Kesaobaka Pelokgale Zimbabwe, a country known for its stunning landscapes and rich cultural heritage, is making headlines with the introduction of a new currency backed by gold. But what does this mean for everyday Zimbabweans, and why is it important? Understanding the BasicsImagine you have a piggy bank where you keep your savings. Now,…More

By Kesaobaka Pelokgale June 16, “The day of the African child”, This day marks an important moment in the history of Africa, tragic but historic nonetheless, I saw it fitting to write about a “lesser known” tragedy ( lesser known, according to who you speak to) that happened over 100 years ago but still serves…More

By Kesaobaka Pelokgale Forex trading, also known as foreign exchange trading or currency trading, is the buying and selling of currencies with the aim of profiting from fluctuations in their exchange rates. The forex market is the largest financial market in the world, with a daily trading volume of over $5 trillion, and operates 24…More

By Kesaobaka Pelokgale Borrowing money is a common practice for many people, whether it’s for personal expenses or purchasing a property. However, it can be a confusing and overwhelming process to understand the different types of loans available. Two of the most common loans are personal loans and mortgages. Both can provide financial solutions to…More

By Kesaobaka Pelokgale Shares, also known as stocks, are a popular form of investment that has the potential to bring in significant returns. However, many people find the world of shares confusing and intimidating. If you’re new to investing or just starting to explore your options, understanding shares is a crucial first step. In this…More

By Kesaobaka Pelokgale Investing in the stock market can be an effective way to grow your wealth over the long term, and the Botswana Stock Exchange (BSE) offers investors an opportunity to invest in a diverse range of companies operating in Botswana. This guide will provide an overview of how to invest in the BSE…More

By Kesaobaka Pelokgale Money is a significant part of our lives, and it affects us in numerous ways. Our attitudes towards money are shaped by various factors such as our upbringing, experiences, and cultural background. These attitudes create our money mindset, which can have a significant impact on our financial decisions and ultimately, our financial…More

By Kesaobaka Pelokgale Owning a home is often seen as the epitome of the success. However, the decision to buy a home versus renting is a complex one that requires careful consideration of the pros and cons of each option. In this article, we will explore the advantages and disadvantages of owning versus renting a…More