An overview of Botswana’s tax system

By Kesaobaka Pelokgale Taxation is an essential aspect of any modern economy, and Botswana is no exception. Located in Southern Africa, Botswana has a relatively small population of less than 3 million people but boasts a vibrant economy and a stable political climate. The government relies heavily on taxation to fund its operations and to…More

The Power of Emotions: How They Influence Financial Decision Making

By Kesaobaka Pelokgale When it comes to making financial decisions, most of us like to think that we’re rational beings who carefully weigh the pros and cons of every choice. However, the truth is that our emotions play a major role in the financial decisions we make. The way we feel about money, our experiences…More

Understanding the Basics of Stocks, Bonds, and Mutual Funds

By Kesaobaka Pelokgale Investing in stocks, bonds, and mutual funds can be a great way to grow your wealth and achieve your financial goals. These three investment vehicles are some of the most popular options for investors looking to diversify their portfolio and build long-term wealth. In this article, we will explore the basics of…More

Intellectual Property: How to protect your ideas..

By Kesaobaka Pelokgale Intellectual property refers to creations of the mind that are protected under the law, including inventions, literary and artistic works, symbols, names, and images used in commerce. Intellectual property laws are designed to protect the interests of creators, inventors, and businesses that invest significant resources into developing new ideas, products, and services.…More

Financial Regulatory Authorities: What are they and why should you care

By Kesaobaka Pelokgale Financial regulatory authorities exist to oversee and regulate financial markets, institutions, and participants to ensure that they operate fairly, transparently, and efficiently. These regulatory bodies are typically established by governments and operate with the goal of protecting consumers, maintaining market stability, and preventing fraud and abuse. The existence of financial regulatory authorities…More

Tax Evasion Vs Tax Avoidance: Two sides of the same coin?

By Kesaobaka Pelokgale Each and every one of us has their opinion on whether taxes are worth paying or not. The truth is that taxes, when handled right are necessary for funding public services and infrastructure, as well as ensuring that everyone contributes their fair share towards the functioning of a society. However, not everyone…More

Tax: Addressing The Elephant In The Room

By Kesaobaka Pelokgale Taxes are an essential component of any society. They are the primary source of revenue for the government, and they fund public services such as education, healthcare, infrastructure, and public safety. Taxes also help to redistribute wealth and income by taking from the rich and giving to the poor. In this article,…More

A Guide To Investing in Bitcoin: What You Need To Know First

Disclaimer: This article is strictly educational and not meant to promote the trading of Bitcoin or any cryptocurrency Bitcoin has been a hot topic in the financial world for quite some time now. This digital currency has been making headlines due to its skyrocketing value, but investing in Bitcoin is not as simple as investing…More

The Financial Benefits of Getting Health Insurance and Life Cover Early

By Kesaobaka Pelokgale As a young person, it’s easy to think that health insurance and life cover are unnecessary expenses. After all, you’re young and healthy, right? investing in these types of insurance policies early on can have a variety of benefits that you may not have considered. In this article, we’ll take a look…More

Why Investing in Yourself Should Be Your Top Priority

By Kesaobaka Pelokgale Investing in yourself is one of the best investments you can make. It is not only beneficial for your personal growth but can also have a positive impact on your career, relationships, and overall quality of life. In this article, we will discuss the benefits of investing in yourself and why it…More

Understanding Alternative Investments: Risks, Rewards, and Everything in Between

By Kesaobaka Pelokgale Alternative investments are a growing trend among investors who are seeking to diversify their portfolios and achieve higher returns. These types of investments are becoming increasingly popular as investors seek to move beyond the traditional categories of stocks, bonds, and cash, and look to invest in assets that offer greater diversification and…More

A Brief Analysis of Global Economic Trends and Their Impact on Personal Finance

By Kesaobaka Pelokgale The global economy is constantly evolving, and keeping up with economic trends is essential for individuals to make informed decisions about their personal finances. In recent years, the world economy has faced numerous challenges, from the COVID-19 pandemic to geopolitical tensions and trade disputes. In this article, we will explore some of…More

The Silent Thief: How Scams Steal More Than Money

By Kesaobaka Pelokgale Where there is trust, there is opportunity, not just for connection, but for exploitation. Scams thrive in the quiet space between what we hope is true and what we choose to verify. In a world where appearances can be manufactured and urgency can be faked, even the wisest among us can be…More

The History of Cryptocurrency

By Kesaobaka Pelokgale Cryptocurrency, a digital or virtual currency that uses cryptography for security and operates independently of a central bank, has revolutionized the way we think about money and the financial system. The history of cryptocurrency dates back to the early 2000s when researchers and enthusiasts began experimenting with decentralized digital currencies. In this…More

The Importance of Financial Literacy: Why Everyone Needs to be Money-Savvy

By Kesaobaka Pelokgale Financial literacy is the ability to understand and manage one’s financial resources effectively. It involves the knowledge and skills required to make informed decisions about financial matters, such as managing personal finances, investing, and planning for retirement. In today’s world, financial literacy is more important than ever, as individuals are increasingly responsible…More