By Kesaobaka Pelokgale Taxation is an essential aspect of any modern economy, and Botswana is no exception. Located in Southern Africa, Botswana has a relatively small population of less than 3 million people but boasts a vibrant economy and a stable political climate. The government relies heavily on taxation to fund its operations and to…More
The Power of Emotions: How They Influence Financial Decision Making
By Kesaobaka Pelokgale When it comes to making financial decisions, most of us like to think that we’re rational beings who carefully weigh the pros and cons of every choice. However, the truth is that our emotions play a major role in the financial decisions we make. The way we feel about money, our experiences…More
Understanding the Basics of Stocks, Bonds, and Mutual Funds
By Kesaobaka Pelokgale Investing in stocks, bonds, and mutual funds can be a great way to grow your wealth and achieve your financial goals. These three investment vehicles are some of the most popular options for investors looking to diversify their portfolio and build long-term wealth. In this article, we will explore the basics of…More
Intellectual Property: How to protect your ideas..
By Kesaobaka Pelokgale Intellectual property refers to creations of the mind that are protected under the law, including inventions, literary and artistic works, symbols, names, and images used in commerce. Intellectual property laws are designed to protect the interests of creators, inventors, and businesses that invest significant resources into developing new ideas, products, and services.…More
Financial Regulatory Authorities: What are they and why should you care
By Kesaobaka Pelokgale Financial regulatory authorities exist to oversee and regulate financial markets, institutions, and participants to ensure that they operate fairly, transparently, and efficiently. These regulatory bodies are typically established by governments and operate with the goal of protecting consumers, maintaining market stability, and preventing fraud and abuse. The existence of financial regulatory authorities…More
Tax Evasion Vs Tax Avoidance: Two sides of the same coin?
By Kesaobaka Pelokgale Each and every one of us has their opinion on whether taxes are worth paying or not. The truth is that taxes, when handled right are necessary for funding public services and infrastructure, as well as ensuring that everyone contributes their fair share towards the functioning of a society. However, not everyone…More
Tax: Addressing The Elephant In The Room
By Kesaobaka Pelokgale Taxes are an essential component of any society. They are the primary source of revenue for the government, and they fund public services such as education, healthcare, infrastructure, and public safety. Taxes also help to redistribute wealth and income by taking from the rich and giving to the poor. In this article,…More
How Understanding Basic Accounting Principles Can Help Small Business Owners Make Better Financial Decisions
By Kesaobaka Pelokgale As a small business owner, accounting can be a daunting task. It was personally one of my least favorite subjects before I pursued my finance degree, which is why I understand how mentally straining one might believe it is at first thought. However, it is crucial to understand basic accounting principles to…More
A Guide To Investing in Bitcoin: What You Need To Know First
Disclaimer: This article is strictly educational and not meant to promote the trading of Bitcoin or any cryptocurrency Bitcoin has been a hot topic in the financial world for quite some time now. This digital currency has been making headlines due to its skyrocketing value, but investing in Bitcoin is not as simple as investing…More
The Financial Benefits of Getting Health Insurance and Life Cover Early
By Kesaobaka Pelokgale As a young person, it’s easy to think that health insurance and life cover are unnecessary expenses. After all, you’re young and healthy, right? investing in these types of insurance policies early on can have a variety of benefits that you may not have considered. In this article, we’ll take a look…More
Why Investing in Yourself Should Be Your Top Priority
By Kesaobaka Pelokgale Investing in yourself is one of the best investments you can make. It is not only beneficial for your personal growth but can also have a positive impact on your career, relationships, and overall quality of life. In this article, we will discuss the benefits of investing in yourself and why it…More
Understanding Alternative Investments: Risks, Rewards, and Everything in Between
By Kesaobaka Pelokgale Alternative investments are a growing trend among investors who are seeking to diversify their portfolios and achieve higher returns. These types of investments are becoming increasingly popular as investors seek to move beyond the traditional categories of stocks, bonds, and cash, and look to invest in assets that offer greater diversification and…More
A Brief Analysis of Global Economic Trends and Their Impact on Personal Finance
By Kesaobaka Pelokgale The global economy is constantly evolving, and keeping up with economic trends is essential for individuals to make informed decisions about their personal finances. In recent years, the world economy has faced numerous challenges, from the COVID-19 pandemic to geopolitical tensions and trade disputes. In this article, we will explore some of…More
The Silent Thief: How Scams Steal More Than Money
By Kesaobaka Pelokgale Where there is trust, there is opportunity, not just for connection, but for exploitation. Scams thrive in the quiet space between what we hope is true and what we choose to verify. In a world where appearances can be manufactured and urgency can be faked, even the wisest among us can be…More
The History of Cryptocurrency
By Kesaobaka Pelokgale Cryptocurrency, a digital or virtual currency that uses cryptography for security and operates independently of a central bank, has revolutionized the way we think about money and the financial system. The history of cryptocurrency dates back to the early 2000s when researchers and enthusiasts began experimenting with decentralized digital currencies. In this…More
Is It Getting Ahead of the Game? The Benefits and Risks of Taking Out a Loan at a Young Age
By Kesaobaka Pelokgale Before we delve deeper into the issue of getting a loan at a young age we must first establish what a loan is and the different types of loans available. The simplest definition of a loan is money taken from an entity with an obligation to repay at a certain time at…More
The Importance of Financial Literacy: Why Everyone Needs to be Money-Savvy
By Kesaobaka Pelokgale Financial literacy is the ability to understand and manage one’s financial resources effectively. It involves the knowledge and skills required to make informed decisions about financial matters, such as managing personal finances, investing, and planning for retirement. In today’s world, financial literacy is more important than ever, as individuals are increasingly responsible…More
